New
Rent Reporting
Initiative
Manna has long been committed to providing residents with more than housing — we strive to offer meaningful financial capacity-building support and empowerment resources. As part of this commitment, Manna has partnered with Esusu, a third-party rental reporting service.
Through this program, your on-time rent payments, often the largest payment you make each month, can be reported to the three major credit bureaus, helping you to build a positive credit history.
Our Rent Reporting Initiative turns everyday rent payments into meaningful financial opportunities.
YOU PAY RENT.
You fulfill your monthly rent responsibility.
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WE REPORT IT.
We report your rent payments to the credit bureaus. ONLY ON-TIME PAYMENTS will be reported.
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YOUR CREDIT SCORE GROWS.
Your payment history helps build or strengthen your credit profile.
MORE OPPORTUNITIES.
Stronger credit can open doors and opportunities to the best financial products.
Why does having good credit matter?
Having good credit gives you greater access to affordable, high-quality financial products and more flexibility in your financial choices. Good credit is a valuable financial asset. Building and maintaining strong credit can help you achieve your financial goals and create long-term wealth.
There are also many short-term benefits of having good credit:
Quality for Better Homes - Access to more rental options and the best mortgage rates.
Lower Auto and Loan Rates - Save more money through lower interest and insurance premiums, keeping more money in your pocket.
Access to More Financial Options - Qualify for higher credit limits and better loan opportunities.
Stronger Financial Security - Build a solid foundation for unexpected expenses and emergencies.
More Opportunities for You - Good credit can help you land the job, apartment, or other opportunities you may want.
When individuals can build credit and achieve financial goals, they are better positioned to build wealth.
Is this program a good fit for you?
Who is a good fit?
Always pays rent on time or occasionally pays late but catches up within one month
Pays other bills on time
No outstanding balances on rent ledger
Who may not be the best fit?
Has a large amount of debt
Cannot pay rent on time
Frequently Asked Questions.
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Manna will be implementing an opt-out model for rent reporting through Esusu. Esusu will send an introductory email on behalf of Manna and/or your property manager to notify residents about this new benefit.
Residents will have 14 days from the date of the notification to opt out of rent reporting if they choose not to participate. If no action is taken during this period, residents will be automatically enrolled in the program and their eligible rent payment history will be reported through Esusu.
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No, there will be no subscription fees. During the initial launch of the rent reporting program, this service will be provided at no additional cost to residents. If there are any future changes to program fees or other aspects of the service, residents will receive at least 30 days' advance notice before those changes take effect. We will communicate any updates, including fee adjustments or program modifications, through official resident notifications.
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Through our no-harm reporting model, only qualifying on-time rent payments are reported to participating credit bureaus. Late payments, non-payments, and late fees are not included in this reporting program.
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You may opt out at any time, with no additional fees.
If you choose to unenroll from the program, please send an email to rentreporting@mannadc.org or contact your property manager for information on the required steps.
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To re-enroll in the program, please email rentreporting@mannadc.org or contact your property manager for information on the required steps. There is currently no fee to re-enroll. If this changes in the future, residents will be notified in advance.
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You can download the Esusu app to track your credit progress. Visit the Esusu member page to learn how here: esusurent.com/members
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Yes. In addition to rent reporting, Esusu offers a variety of resources designed to support residents' financial wellness and help build long-term financial stability.
These enhanced services were an important factor in our decision to transition from Boom to Esusu as our rent reporting provider.
Through the Esusu Member Portal and mobile app, residents can:
Monitor their credit-building progress
Access financial wellness and educational resources
Access tax filing services at no cost
Determine eligibility for rental assistance programs offered through Esusu
We encourage you to explore the resources available through Esusu and take advantage of the tools designed to support your financial goals.
Want to learn more? Visit the Esusu Member Resource Center at:
https://www.esusurent.com/members