Navigating down payment assistance program applications
Find the right DPA program for you
The Washington, D.C. Department of Housing and Development and neighboring governments offer prospective homeowners a number of down payment assistance programs to aid with their down payment or closing costs. The most notable programs include:
Home Purchase Assistance Program (HPAP): Deferred loan that provides as much as $202,000 to low-to-moderate income applicants
Employer-Assisted Housing Program (EAHP): Interest-free loan available to D.C. government employees
Negotiated Employee Affordable Home Purchase (NEAHP) Program: $3,000 to $26,500 in assistance for government employees in specific unions
DC Open Doors: Deferred repayable loans, with 0% interest, for a minimum down payment requirement
Inclusionary Zoning (IZ) Affordable Housing Program: Brand new homes available to prospective homebuyers with specific income limits
Maryland, and other neighboring cities, tend to have additional geography-based programs.
Select any of the buttons below to learn more about these programs:
I still have some questions. Where can I get more information?
Your best source of information is a housing counselor.
Maryland and neighboring assistance programs
Further along in the process? Looking to get in contact with an industry expert (e.g., realtor, lender)?
Manna has prepared a pre-approved list of realtors and lenders. We’ve also created templates for you to use to reach out to them.